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The Cost of Waiting: Why “I’ll Deal With It Later” Can Be Expensive
Delaying financial decisions feels harmless, but present bias and status quo bias make delay costly. Here is how to finally close the gap.
Latest Insights
The Cost of Waiting: Why “I’ll Deal With It Later” Can Be Expensive
Delaying financial decisions feels harmless, but present bias and status quo bias make delay costly. Here is how to finally close the gap.
Marginal vs. Effective Tax Rates: Why the Difference Matters
Confusing these two tax rates can lead to costly mistakes in Roth conversions and deduction timing. Here's the difference, with an example.
5 Financial Planning Moves to Consider Before the End of the Year
5 year-end financial moves to review now: retirement contributions, Roth conversions, charitable giving, capital gains, and RMDs.
September and Market Volatility: Should Investors Really Be Concerned?
Every year, "September is historically the worst month for stocks" makes the rounds. But real catalysts — not calendar dates — drive market.
The Financial Planning Brief — August 2026
August's Financial Planning Brief: market highs, your financial plan checklist, and risk tolerance vs. capacity.
The Market Is Near Record Highs. Should Investors Be Worried?
The S&P 500 is near record highs while inflation, jobs, and rates send mixed signals. Here's how to think about your portfolio right now.
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Rachel Sears
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“Someone’s sitting in the shade today because someone planted a tree a long time ago.” – Warren Buffett
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